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Care Allowance Calculator 2026

Calculate your entitlement to care allowance or care benefits in kind.

Your Monthly Entitlement

347/ Month

Additional Benefits

Relief Amount (for support/help)

Earmarked for recognized support services.

+ 125

Annual Total Benefits

5,664

(Monthly + Relief) × 12 Months

Benefits Overview by Care Level

Care LevelCashServiceRelief
Level 100125
Level 2347796125
Level 35991497125
Level 48001859125
Level 59902299125

Frequently Asked Questions (FAQ)

What is Pflegegeld (Care Allowance)?

Pflegegeld is a monthly cash benefit for those who are cared for at home by relatives or friends. It can be used freely.

What are Care Benefits in Kind?

Care benefits in kind are professional care services provided by nursing services. They are billed directly with the care insurance.

How does the Combination Benefit work?

You can combine cash and service benefits. For example, if you use 50% of the service budget, you receive 50% of the cash allowance.

What is the Relief Amount?

All care recipients receive €125 monthly for additional support services (e.g., day care, household help).

Who gets Care Level 1?

Care Level 1 is for minor impairments. There is no cash or service benefit, but you get the relief amount and grants for home modifications.

Are there additional benefits?

Yes: Respite care (€1,612/year), short-term care (€1,774/year), home modifications (up to €4,000), and care aids (up to €40/month).

How do I apply for care benefits?

Apply with your care insurance (at your health insurance). An MDK assessor will then evaluate your care needs.

Can I change my care level?

Yes, if your condition worsens, you can apply for an upgrade. The care insurance will review this through a new assessment.

Do I have to pay taxes on care allowance?

No, care allowance is tax-free. Service benefits and the relief amount are also not taxable.

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